Investing for your retirement?

There are lots of ways to invest for your retirement, that’s the benefit of a SIPP. We offer a wide range of options, including shares, funds, ETFs and Investment Trusts. 

If you’re unsure where to put your money, we have a few starting points:

Our Start-Up Fund –  A fund designed to get your started to meet your retirements goals if you are unsure where to invest.  It aims for steady growth over the long-term.

ETF Quicklist  -  A shortlist of ETFs to help you create the basic building blocks of an investment portfolio. 

Research the market – View all our available investments and keep up to date with the latest market news.


If you are in any doubt about making your own investment decisions, we recommend you seek advice from a suitably qualified financial adviser. There will normally be a charge for that advice.

Pensions are a long-term investment. The retirement benefits you receive from your pension account will depend on a number of factors including the value of your account when you decide to take your benefits which isn't guaranteed, and can go down as well as up. The value of your account could fall below the amount paid in. Tax treatment depends on individual circumstances and may be subject to change in the future.

Our SIPP Start-Up Fund

The Financial Conduct Authority - FCA have introduced new requirements to help customers who are new to investing to pick and choose from a wide range of investments. 

We have worked with AJ Bell, the administrators of our SIPP, to bring you the Start-Up Fund. The AJ Bell balanced fund is designed for people who want to invest their pension, but don’t know where to start.  If you're looking for steady growth and don’t plan to touch your money in the next five years, the fund could help you meet your retirement goals.

For further information on the Start-Up Fund please review the KIID document, this document provides important information such as past performance and fund charges.

What do I need to consider?

The SIPP Start-Up Fund is completely optional and whether you choose this, or another investment option is up to you.

The fund isn’t tailored to your personal circumstances, or a substitute for financial advice. It’s also important to review your chosen Investments regularly, especially if your retirement goals change.

The SIPP Start-Up Fund is intended to meet a broad objective and is not a personal recommendation

Looking to invest in our Start-Up Fund?

Already have an account:

Sign in to your SIPP
Select ‘Deal now’ on the right hand navigation
For the SIPP Start Up – AJ Bell Balanced fund
Enter the ISIN: GB00BYW8RX12

New customer:

Register for an account

AJ Bell logo

Our SIPP is administered by AJ Bell.

The IWeb Share Dealing Service is operated by Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.